Balance Transfer Calculator

Compare keeping your current card vs transferring to a low-APR promotional card.

Current Balance ($)

Current APR (%)

Monthly Payment ($)

Transfer Fee (%)

Promo APR (%)

Promo Period (months)

Post-Promo APR (%)

Keep Current Card

Months:87

Total Interest:$9,367.23

Total Paid:$17,367.23

After Transfer

Months:54

Total Interest:$2,405.71

Transfer Fee:$240.00

Total Paid:$10,885.71

Net Savings After Transfer Fee+$6,721.52