APY Calculator

Convert between APR and APY and see the effect of compounding frequency.

APY (Annual Percentage Yield)5.1162%
APR (input)5.00%
APY5.1162%
Effective Daily Rate0.014046%
APY → APR (reverse)5.0000%

APY at Common APR Rates

APRDailyMonthlyQuarterlyAnnually
0.5%0.5012%0.5011%0.5009%0.5000%
1%1.0050%1.0046%1.0038%1.0000%
2%2.0201%2.0184%2.0151%2.0000%
3%3.0453%3.0416%3.0339%3.0000%
4%4.0808%4.0742%4.0604%4.0000%
5%5.1267%5.1162%5.0945%5.0000%
6%6.1831%6.1678%6.1364%6.0000%
7%7.2501%7.2290%7.1859%7.0000%
8%8.3278%8.3000%8.2432%8.0000%
10%10.5156%10.4713%10.3813%10.0000%

APY = (1 + APR/n)^n − 1